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Tabitha E. Walker Insurance Agency Blog: home

View the latest blog posts from Tabitha E. Walker Insurance Agency.

It doesn't happen very often, but once in a while, a winter storm comes through and knocks the power out. Any other time of the year, going without electricity is a nuisance, but in the winter months it can be downright dangerous. Take steps now to make sure you are prepared should a snow or ice storm leave you without power for a few days. READ MORE >>

When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement. READ MORE >>

There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on. READ MORE >>

With one-third of Americans using fireplaces to heat their homes, the risk for fires increases exponentially during wintertime. These fires are most often caused by either negligence and/or creosote buildup igniting inside chimneys. READ MORE >>

Another summer is about to come to an all too premature end and the unsettled weather of fall is nearly upon us. A home can take a terrible battering over the course of the year, as mother nature does her best to wreak havoc. Wind, rain, hail and snow can damage a roof, windows and even the foundations of a home. READ MORE >>

We’ve all felt it. That slow temperature drop that comes every September. The leaves start changing and winter coats are dusted off. These changes in temperature bring changes in your lifestyle as well. Winterizing your home is one of these changes. Drops in temperature means winter preparation of your home. READ MORE >>

Summer’s here! The sun is shining, and families are finally ready to get out of the house and spend some time outdoors. The backyard can be a perfect place to soak up the sun and enjoy a private escape in nature; parents also often think of backyards as a safe place for kids to play without the risk of nearby traffic or strangers. READ MORE >>

If you have a mortgage, it’s likely that your lender will require you to purchase homeowners insurance. Often, its cost will be rolled into your monthly payment, along with property taxes. If you do not purchase homeowners insurance on your own, lenders may "force place" insurance on the property, often at an extremely high cost to you. READ MORE >>

When filing a tax return, taxpayers must choose either to itemize or apply the standard deduction. The standard deduction is a predefined deduction amount which is based on a taxpayer’s filing status. Itemizing your deductions, on the other hand, allows you to choose your deductions based on expenses you incurred during the tax year. READ MORE >>

To help you protect your most valuable asset—your home—be on the lookout for these potential issues and learn how to fix them: HAZARDOUS DECK Look for water stains where the deck ties to the house. Ongoing water leakage can lead to wood decay, weakening the deck structure and the house. READ MORE >>

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Mailing: 11 Hope Rd., Suite 111-306 Stafford, VA 22554 Location:  25 Clement Drive Stafford, VA 22554

      Phone: 540.657.5633 / Fax: 540.657.5636

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