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Tabitha E. Walker Insurance Agency Blog: homeowners insurance

View the latest blog posts from Tabitha E. Walker Insurance Agency.

There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on. READ MORE >>

With one-third of Americans using fireplaces to heat their homes, the risk for fires increases exponentially during wintertime. These fires are most often caused by either negligence and/or creosote buildup igniting inside chimneys. READ MORE >>

Another summer is about to come to an all too premature end and the unsettled weather of fall is nearly upon us. A home can take a terrible battering over the course of the year, as mother nature does her best to wreak havoc. Wind, rain, hail and snow can damage a roof, windows and even the foundations of a home. READ MORE >>

Summer’s here! The sun is shining, and families are finally ready to get out of the house and spend some time outdoors. The backyard can be a perfect place to soak up the sun and enjoy a private escape in nature; parents also often think of backyards as a safe place for kids to play without the risk of nearby traffic or strangers. READ MORE >>

Home insurance is meant to protect you against theft or damage to your property. However, in some cases your insurance may not cover damage after a storm or other calamity. If you know what causes insurance companies to deny insurance claims, you can prevent this from happening to you, before an accident or other incident occurs. READ MORE >>

The first thing to do after purchasing a home is to find a good home Insurance cover policy.  When applying for a mortgage, a policy is often suggested by the mortgage lender; however, this insurance may not be comprehensive or suitable for your needs. READ MORE >>

Some home insurance companies charge dog owners higher rates because of the breed of the family pet. Whether these dogs are more dangerous or if they suffer from a bad reputation is debatable. According to the Insurance Information Institute, insurance agents rely on public health studies and homeowner insurance claim histories to determine that some breeds are a greater risk. READ MORE >>

Installing security alarms and other household safety measures can get you a discount on your home insurance, but there are qualifications to consider. Not all insurance companies offer discounts, and those that do my have requirements for the system or provider you use. READ MORE >>

Maintenance homeowners insurance most commonly refers to plans available for purchase which would repair or replace major appliances in the event of a breakdown. This term does not refer to the standard homeowners insurance policy required to secure a mortgage. READ MORE >>

By: Bobbie SageUnfortunately, many people who have antique jewelry and fine jewelry do not insure it properly, and a big segment of uninsured jewelry is jewelry gifts. It can often be an overlooked insurance until the jewelry is lost or stolen. READ MORE >>

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