There are many types of insurance plans out there and it may get a bit confusing at times to know which policy is just right for you. Additionally, the countless amount of advertising you’ll be presented with on any TV or billboard doesn’t help clarify matters.
It’s also important to figure out exactly how you’ll be covered. Some good questions to ask yourself are:
- If my neighbor borrows my car, does my insurance cover him?
- Can I easily add a new family member to my policy?
- What happens if my vehicle is stolen and is part of an accident? Am I still covered?
Each company has their own choices for which people they will and will not cover, so this can be a critical part of your decision.
For example, some insurance providers will require a list of potential drivers when you sign up. However, it is usually easy to update this list with a call or email to the provider.
Other companies claim that anyone who drives your car is covered, even if they aren’t regular drivers of the vehicle. However, the provider still might require an updated list of potential motorists if your neighbor or another family member drives your vehicles more than 5 times a month.
As you attempt to find the right insurance plan for you, it’s important to consider all possible restrictions. There are times when an insurance company will not cover an individual. A person convicted of a DUI, for example, might not be protected.
When you’re looking for the right plan for you, it’s important to take the cost into account. Often times, your rates will go up when you add someone to your policy, so it’s important to research all possible policies thoroughly.
Luckily, we can help you quickly decide the best policy for you based on your budget and needs. Call us today at 540-657-5633 or visit the Tabitha E Walker Insurance Agency website for a free quote for your Alexandria auto insurance! With a little help, it’s much easier to navigate the twisting roads of acquiring the proper policy.