Tuesday, September 25, 2012Life insurance is a financial product with many uses. Life insurance functions as a contract between a policyholder, who owns the policy, an insured individual, and a life insurance company. The policyholder pays for the cost of the policy. The insurance company pays a death benefit to a third party, called a beneficiary, when the insured individual dies. READ MORE >>
Thursday, September 20, 2012When you have a life insurance death benefit, and no one knows about it, your policy might not end up doing all the good it was intended for until your family has time to go through all your paperwork and discover that it exists. Talking to your beneficiaries about your policy is a great way to make sure that your heirs receive the legacy you intended to give them. READ MORE >>
Friday, September 14, 2012Large events like wedding receptions and parties can be enjoyable, but they can also lead to injury. The consumption of alcohol by members of a large group may result in falls or even fights, and damage to the venue can occur in a number of ways. Special event liability insurance gives those who stage events peace of mind. READ MORE >>
Thursday, September 13, 2012When it comes to purchasing auto insurance, you can choose between several different types of coverage. While some opt to get the minimum liability coverage required, others add comprehensive coverage their policies or get a full coverage auto insurance policy. READ MORE >>
Wednesday, September 12, 2012Research conducted by the Insurance Research Council places the number of drivers without insurance (uninsured motorists) as high as 25 percent in some states. That number typically includes drivers who are insured below the state's required minimum coverage (underinsured motorists). READ MORE >>
Friday, September 7, 2012Each insurance company has its own unique algorithm that is used to calculate a consumer's insurance risk. This calculation has many variables that are taken into account when determining your car insurance premium rates. READ MORE >>
Wednesday, September 5, 2012Maintenance homeowners insurance most commonly refers to plans available for purchase which would repair or replace major appliances in the event of a breakdown. This term does not refer to the standard homeowners insurance policy required to secure a mortgage. READ MORE >>
Wednesday, September 5, 2012What is identity theft?Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. The FTC estimates that as many as 9 million Americans have their identities stolen each year. READ MORE >>
Tuesday, September 4, 2012Depending on where you live, you may choose to store and protect your motorcycle from the elements during the winter months. Proper storage will make spring start-up that much easier. Instructions--Warm your engine to operating temperature, then turn it off. Change the oil and restart the engine to circulate the new oil. READ MORE >>
Saturday, September 1, 2012There are numerous methods of storing a boat for the winter, all of them involving some amount of work and misery. A proper storage plan will result in a small amount of misery now rather than a huge amount next spring when you find the boat in ruins. READ MORE >>
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